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The following disclaimer governs your use of this website. By accessing or using this website, you agree to be bound by the terms and conditions of this disclaimer. If you do not agree with these terms, please refrain from using this website.

  1. No Commitment to Lend:

This website is not a commitment to lend or an offer for a specific loan rate. Any rate quotes provided on this website are only indicative of current rates at the time and are subject to various factors, including the identification of a suitable property, submission and verification of information related to your financial condition, creditworthiness, and other relevant factors. The actual loan terms and conditions can only be determined upon the submission of a complete loan application.

  1. Indication of Rates:

The rate quotes provided on this website are for informational purposes only and do not constitute a binding agreement or commitment to provide a loan. The rates quoted are based on certain assumptions and may not reflect your specific circumstances or loan eligibility. It is essential to submit a full loan application to receive an actual good faith estimate of the fees and costs associated with a loan.

  1. Consultation with Professionals:

The information provided on this website is not intended to substitute professional financial or legal advice. Always consult with a qualified mortgage professional or financial advisor to assess your specific situation and to obtain personalized advice regarding loan options, rates, and other relevant matters.

  1. Accuracy and Timeliness:

We make efforts to provide accurate and up-to-date information on this website. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information provided. Any reliance you place on such information is strictly at your own risk.

  1. Limitation of Liability:

In no event shall we be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with the use of this website. This includes, but is not limited to, any loss or damage caused by computer viruses, technical glitches, server downtime, or any other malfunction.

  1. Changes to the Website:

We reserve the right to modify, update, or discontinue this website or any part thereof without notice. We shall not be liable to you or any third party for any such modifications, updates, or discontinuations.

  1. Intellectual Property:

All intellectual property rights, including copyrights and trademarks, pertaining to the content and materials on this website are owned by us or our licensors. You may not reproduce, distribute, modify, or display any part of this website without prior written consent from the rightful owner.

  1. External Links:

This website may include links to external websites. We do not control or endorse the content, services, or products offered by these third-party websites. We are not responsible for the privacy practices or the content of such websites.

  1. Privacy:

Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

  1. Governing Law:

This disclaimer shall be governed by and construed in accordance with the laws of Maryland. Any disputes arising out of or in connection with this disclaimer shall be subject to the exclusive jurisdiction of the courts of Maryland.